Drive Safe & Earn with Drivewise | Allstate Car Insurance Drivewise is a free Allstate program that measures your driving. Safe driving times, safe speeds, mileage, and safe braking. I dont feel like Allstate deserves my business. Hows thisoffenders who dont pull over during the approach of an emergency vehicle could receive automatic warnings on their driving record. We have been hit with the hard brake as well. Like you noted, running over dogs & children is fine as long as it happens in the a.m. Wait until they apply this scheme to Obamacare. Also, Im thinking if I sign my truck up for it, which I typically only drive in the morning to take kids to school, it could really help. Also we have hard braking incidents on the vehicle when we were out of town and it was parked. I still stand by drivewise and at the end of my renewal receiving the check even to put gas in the car is nice. Chill out, damn girl. Abi Potter Clough is an insurance and risk management writer based in Florida. but im practicing.. I guess they should have told you that youd save 15%, and youd be happy with 17%! i wonder if theres any parents out there or even a friend of someone that told their kid or friend if they get in trouble at night or for whatever reason need a ride home to call, at lol, 2 or 3 am. Allstate WILL NOT and DOES NOT raise rates before renewal, and dangle the Drive Wise carrot as a solution. The hard breaking requires slowing at least 10 mpg in one second. Hint: they forgot to put walk signals at the top of my driveway. i understand your green light n pissed off drivers behind you, i live just off of a 4 lane highway n most of my driving is on it. Too many insurance companies out there to pay for crap experiences like this, go someplace else. Many agents (not just Allstate) are more concerned with the short term business on the books and will do just about anything to keep it on, even if it means irate customers in 6 months to a year. Q : Ho w will the information from the phone handling feature be used? Drivewise is a free Allstate program that measures your driving. Am I expected to slam into the driver in front of me in stop and go traffic? Wrong This is a scam. now i still have the thing n need to wait 5 days to find out what drivewise finds out,,,,,, ill get emailed.. They raise your rates, then I shop around, they promise you a discount, then o o o sorryhere put big brother in the car and if you are a good boy/girl hey this site has plenty of advertising for car insurance give em a call. Well then if thats the case I guess police, fire, and hospitals must close by 11pm so their employees arent penalized for driving home. I started out at a 10% discount 6 months ago now Im at 3% ! In my experience, most of the time when a customer isnt happy with the result, its due to bad explanations by agents. Sorry law enforcement is not a 9-5 job. I would suggest before slandering a company or discount program get your facts straight! I am concerned about using the device so I was googling information about it. No I never thought I was going to get 30% off my premium as I am not an idiot!!! Horrible experience! This was someone we didn't even know, and despite whatever Texas database they pulled the information from this individual did not live with us. The mobile app is compatible with iPhone iOS 13.0 or higher and Android 8.0 or higher. As you drive and accrue daily and mileage charges, your account pays for these trips. I'm in constant contact with them. Or try to. Not a smart investment. For drivers who commute or enjoy road-tripping, a usage-based policy isnt going to save you money. Interesting Shari mine started off with only 10% I kee pa safe distance between me and the drivers, keep near the limit, and follow defensive driver techniques . My discount dropped like arctic blast temps! Rates increase based on general rate increases, accident surcharges etc. Causing owner a big expense! I just think they shouldnt say you will save 30 percent if the only way to do so is to not drive at all. All I wanted them to do was update the description of the vehicle and show the correct VIN. Failing to look ahead, failing to anticipate surrounding traffic and traffic light changes is not responsible driving. Love it! Our insurance team is composed of agents, data analysts, and customers like you. im not spending another winter worrying about getting stuck or spinning on a hill. 10 safe trips with no high speeds or sudden braking, Three consecutive days with no sudden braking, Three consecutive days with no high speeds. No driving in the high risk slot , no braking incidents , and no speeds over 80. Allstate! finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, telematics discount program called Drivewise, Driving less than 10,000 miles per year can save you up to 20%, Tracks your miles with a plug-in device only without using your phones battery, Doesnt offer the option to track miles by phone for drivers who prefer it. The Gold Crap is a completely different program, reward as well. Everything you said sounds good and it is pretty much taken right from the Allstate literature on DriveWise. Check to make sure the Caps Lock on your keyboard is not on when entering your login information. I have no room to talk. I get 25% off my 5 series BMW every renewal. I have Drivewise and here is how it works (unless it differs from state to state): every 6 months your Drivewise device is graded, and you get a reward depending on your grade. My Allstate went from $120 to $163 R U KIDDING ME?! After accepting the terms of service, you will need to have location services enabled on your phone. There has to be an easy method you can remove me from I got zero discount yesterday when they sent an email, and I find their grading strange. swerve away from the kid? This is a 2016 Mazda MX-5, not a vehicle that has only been around for a short time. I can reveal some details. 1.) They kept giving excuses and playing dumb to all my questions. same with someone cutting you off to turn right in front of you. Those penalties seem pretty outrageous. Your email address will not be published. Many drivers fail to understand insurance pricing and falsely believe that pursuing discounts is the route to best price and value. 22 july, I am following up to a prior email sent July 1st regarding your drive wise discount. We do not include the universe of companies or financial offers that may be available to you. I feel like I should get a discount inside an insurance pool that also insures people with higher risks that are controllable. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. I definitely think I woulfnt sign up for a program like that.I think I would end up worrying about whether Im driving good enough.In the midst of doing that Id probably end up in an accident. Then, my percentage went from 18% to 14%. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. Allstate Drivewise monitors three main aspects of your driving: speed, hard braking and late-night trips. Accidentally ran a red light, no accident,no one hurt. This policy is defective, especially if you live in areas where you have roads with 50 mph and traffic lights on them. I cant even IMAGINE what that thread would look like. its past 20 april n i dont know more about it, because they dont know. Ive read most of the posts on this site and couldnt find any other people who have noticed the time of day discrepancy, but I simply cant believe that Im the only one with this problem. I think the point on this is lost on some, the provider isnt telling you go run over dogs its telling you, keep driving like you normally would, you might save some money if you drive safer than the average insured The great part about it? 3) Allstate does NOT raise your rate as your vehicle gets older. For the icing on the cake they could not forward any documentation to us concerning this supposed underwriting policy as it was something they didn't give out and was only for use "in house". Our cars are getting older and cheaper to replace so our premiums should be going down. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. I was rearended last fall. Allstate's pay-per-mile insurance program works by charging customers a base amount plus a small fee per mile driven, making it a good choice for low-mileage drivers. i was told to wait 5 days, which i did. And the driver drove off, so I reported the accident to My!!! im canceling mine this week, had it for almost 5 months. In order for a program to have integrity and work for both parties, a set of criteria must be followed and allstate is willing to discount your rate over your existing rate. I would suggest before slandering a company or discount program get your facts straight. Check back after 6 months = overcharging you for that too so they can give you something back WITHOUT INTEREST! A small plugin device and the app monitors your driving habits. 12 seconds at speeds up to 60 mph means a driver can judge how long that green light ahead has been glowing during approach. If you were promised a 30 percent discount, thats poor service, but your terms and conditions that came with the device should have explained the discounting process to you and that your driving habits could save up to 30 percent. How likely would you be to recommend finder to a friend or colleague? It is the worst thing that I can do myself using drivewise. Allstate offers a feature on its website to view your estimated percent savings for miles driven between 1,000 and 10,000. I think the rep did a poor job in explaining this to you. Why hadnt I changed companies and been saving?! I have no braking events and no miles at or above 80 MPH. Auto Insurance rates are not ONLY based on the age of your car, or claims made. has anyone else found anything out? With GPS, it should be able to detect if you are hard-braking on your driveway instead of on the street. Therefore, it works out for me no matter what happens. Holly- Im sorry your agent, or customer care misled you regarding the discount. i was told 6 months. Notify me of follow-up comments by email. Had the first not happened we would still be leaving because of the second instance. Anybody can look at speedometer and control speed of the vehicle under 125 km/h. Ive always been happy with the service Ive gotten (for the most part), and I havent had any serious issues. After all, I only drive a few times a week. im beginning to wish i knew the real story, do i keep the gadget for 6 months then it goes back or what? WASNT HAPPENING! Many complaints from NY users as I hear. ofcourse theres no one i can talk to about it, my agent knows less than i do about drivewise. heres what they sent go in wet grass or ashes n spin n see what happens. But 7% really all because he works afternoons. Allstate estimates drivers who travel fewer than 10,000 miles per year could save at least 20% over a traditional auto policy. Disclaimers, Limitations, Exclusions in all that i didnt see one single car on the road, so what is so unsafe about that? The DRIVEWISE PROGRAM is pretty much corrupt and Allstate is loosing customers. However , in mid-late December 2021 , when the app was allowed to be used , they changed the algorithm. . The device is extremely faulty and they know it. your linkedin profile, Facebook page or twitter feed? NO! I have Drivewise. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Loved Hartford, got good benefits cause I was a good driver, etc., but Geico did not tell me the quote was for six months. When I was rear-ended in a car accident a few years ago, they handled it fairly well. Statistically, more of the drivers that have trouble paying their bills are in a higher risk category. The older vehicles dont have the same features, I disagree about yhe new parts bit. Progressive Snapshot rewards safe drivers with policy discounts, while Allstate Drivewise uses cash back and rewards. After reading these posts I will be looking for vehicles with the Drivewise monitor on the dash before using the crosswalk! Therefore I was NOT eligible for a check. if everything was right with drivewise they wouldnt post on here. The home side is a little weird because they outsource that, but I liked the car insurance. So, I called the office to see what my options were. I have been a safe driver for a long time, no accidents or tickets ever. The safe driver discount I (used) to get was for not having any tickets or being involved in any accidents. The Agent was very rude, she was very unprofessional, I was in a bad accident on 4-22-2021, I wasnt the cause of the accident. If you prefer. Since I routinely return home after 10pm. Thats why the drivewise program is messed up! maybe im being lied to, who knows If you have Geico, you should learn more about their usage-based insurance by reading our Geico DriveEasy Review. I have to use my brakes to avoid hitting some of the idiots on their phone not paying attention. I like to drive fast, and occasionally we like to take the Jeep out for off roading or take the Camaro to the race tracks. The will still catch you when you will move your car for street cleaning. I called support and they told me to just delete all the bad trips. so, bare with it for the 6 months, try your best, get your discount. depending on you it goes down from there. These rates are determined by your individual rating characteristics. Questions about your policy or other questions unrelated to Drivewise should be directed to 800-255-7828 They arent giving you anything. Id rather have 5% than nothing. Im laughing at all you who are bragging about switching to another insurance company and saving hundreds or even thousands of dollars. Beyond a discount towards your premium, Drivewise participants can earn points that can be redeemed in the Allstate Rewards program. Dont even get me started on the 7% one. Impretty sure the alleged incident took place in the Walmart parking lot, as a matter of fact, and the braking was entirely necessarycompared to the alternative of running someone over. If you arent sold on Drivewise, some other alternatives would be Geico DriveEasy or Progressive Snapshot, but there are many car insurance companies out there that offer telematics programs. Sorry never received a reward check from allstate that is another insurance that they offer that they advertise on TV and yes you pay very high premiums for that as all they are doing is refunding your won money back to you. 3% and 2% is a total of 5%I think. Credit score helped insurance companies differentiate between more at risk driver and less at risk driver (although I personally think credit score is more related to your behavior as a person). one or two times a month i get one all saying the same thing.